Installment Purchase Service at My Shops

Buy Now, Pay Later – Simple, Flexible, and Transparent!

✅ Eligibility Criteria

• UAE National.
• Employed by a UAE government entity.
• Provide valid Emirates ID and proof of employment.

💳 Installment Terms

• Minimum product value: AED 1,000.
• Discounted or promotional items are excluded.
• 25% down payment on product collection.
• Remaining 75% paid over 6 equal monthly installments.
• Optional zero down payment (subject to approval).
• Payment link sent on the 1st, due by the 5th each month.

📝 How It Works

• Choose your product on My Shops.
• Submit installment request with documents.
• Get approved and receive your payment schedule.
• Sign the agreement and collect your item.

📌 Key Information

• No late fees, but legal action may apply for repeated missed payments.
• Ownership is transferred only after full payment.
• Warranty of up to 12 months by the manufacturer.

🔐 Our Commitment

We are dedicated to protecting your personal data, maintaining transparency, and adhering to UAE consumer and commercial laws.